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I was a teenager in high school when ATM and debit cards first arrived on the scene.
However, my ATM card of the 1980s was a lot different than the debit and prepaid credit cards available for teens today.
The most important difference was that it was not part of either the Visa or Master Card debit network.
With the advent of the internet, as well as the Visa and Master Card debit networks, a whole new generation of financial products was born. Those marketed specifically to teens, college students, or families work exactly the same way as other prepaid cards. Well, some prepaid card companies add extra features that can be enticing to parents.
More recently, companies have begun using these tools to market debit and prepaid cards — as well as other financial products — to teens, too. The primary special feature enables parents to track and monitor how their teenagers are using the card.
All together, the Current Visa Debit Card is a safe, easy and affordable way teach your teens financial responsibility, while also keeping an eye on them.
Current has also started to roll out mobile check deposits so your teen can deposit their paycheck directly into their Current account.I had a passbook savings account with our local bank, and they issued a debit card that I could use to make deposits and withdrawals.Taking money out of my account when the bank was closed was nothing short of amazing (oh, simpler times).Parents have the ability to monitor and block purchases from any merchant they choose; so if your teen is spending too much money on his Xbox subscription, away that can go.Any family member can connect their bank account and transfer money into the current account, free of charge.
Parents have complete visibility into all transactions, and can even download their app for quick reference.